2023-24医疗保健计划信息
Open enrollment for benefits occurs each spring for benefits beginning in July. 开放注册时间为2023年5月10日至24日. For any questions related to your benefits, contact josette.mcdonald@jywp.net. Click below to download the benefits enrollment form.
今年, we are pleased to continue to offer employees two health plan options: our traditional Copay PPO Plan, OR a High Deductible PPO Plan with a 健康 Savings Account and 核心药物目录. (Our Dental and Vision Plans will be the same for both plans.)
- 传统的共同支付PPO计划 will provide the same coverage levels you are familiar with.
- The High Deductible PPO Plan (HDHP) with a 健康 Savings Account (HSA) and 核心药物目录 may seem daunting at first, but may also provide additional savings and tax advantages. With many medications covered at 100%, you may even pay less! Unlike an HRA, employees will own their HSA and may take it with them into retirement or elsewhere. There 是一个lso no time period to spend funds and accessing your funds is simple! Please watch the presentation below and/or review this 简单指南，了解你的HDHP.
回顾你的2023-24福利指南!
Watch a presentation on our 2023-24 Benefit Offerings!
2023-24 健康care Plan Premiums — Two Plan Options:
| 1. 传统的共同支付PPO计划 | 健康参与 | 一半的健康参与 | 没有健康参与 |
| 员工只有 | $114.30/mo | NA | $175.96/mo |
| 雇员+配偶 | $226.32/mo | $305.01/mo | $369.49/mo |
| 员工+子女(ren) | $182.23/mo | NA | $316.71/mo |
| 员工+家庭 | $231.02/mo | $388.03/mo | $470.07/mo |
| 2. 高免赔额健康计划(HDHP) | 健康参与 | 一半的健康参与 | 没有健康参与 |
| 员工只有 | $62.93/mo | NA | $97.98/mo |
| 雇员+配偶 | $131.94/mo | $164.92/mo | $205.74/mo |
| 员工+子女(ren) | $113.09/mo | NA | $176.35/mo |
| 员工+家庭 | $170.93/mo | $235.60/mo | $293.92/mo |
健康储蓄帐户(HSA) 结合HDHP ONLY. 世界自然大学将提供: | 个人:每年500美元 | 家庭:每年1000美元 |
| 2023年美国国税局总捐款限额: | 个人:每年3850美元 | 家庭:每年7750美元 |
| If you are over the age of 55, you can contribute an additional $1000 per year. 这被称为“追赶”贡献. | ||
| Update your HSA elections any time by completing a HSA扣款授权表格 然后发邮件给josette.mcdonald@jywp.net. | ||
*请查看 HDHP核心药物清单. All of the medications listed are covered at 100% when enrolled in the HDHP!
额外的支持
联盟利益倡导者 are here to help you to determine which plan will work best for you 不花钱. They can also help with insurance claim questions, 索赔处理, 上诉被拒索赔, 还有处方问题. They are available Monday - Friday, 5 AM – 5 PM PST. 致电(800)489-1390或发电子邮件 benefitsupport@alliant.com.
联盟医疗保险解决方案 是一个 免费的 concierge service with experienced and licensed representatives ready to help you navigate medicare options and help you enroll. 如果你有资格享受医疗保险, a supplemental or replacement plan may meet your individual needs more than the plans WWU currently offers employees. Call 联盟医疗保险解决方案 at 877-203-2728 to get started now.
通过Premera的虚拟护理选项:
- 24-Hour NurseLine (FREE): Call 800-841-8343 to discuss your symptoms and get advice on where to go for care.
- 98年point6:下载 98年point6 to text a board-certified primary care physician 24/7. (Services are FREE for employees on the Copay Plan. 使用HDHP的员工将被收取19美元.06 to $62.每次32元)
- DoctorOnDemand(免费, as long as you use an in-network provider): Doctors provides virtual serves for general medicine, internal medicine and dermatologists care 24/7. 访问 doctorondemand.com/Premera 了解更多.
- Talkspace (subject to $35 copay): Online therapy with a licensed clinician via private message or live video. 访问 talkspace.com/Premera 了解更多.
- Omada Virtual Physical Therapy: Virtual physical therapy with a dedicated licensed physical therapist to help reduce pain and achieve lasting relief. The program provides support and individualized exercise programs to address back pain, 关节炎, 损伤恢复, 和更多的. 欲了解更多信息，请访问 msk的.omadahealth.com/go/premera.
- MyCare App: MyCare offers virtual care from the comfort of your home. You can be seen by a provider quickly, conveniently, and at a low cost. 通过MyCare应用程序, you can schedule an appointment regarding primary care, 健康管理, 精神健康和药物滥用, 和处方. 访问premera.com/visitor/mycare or download the Premera MyCare app in Google Play and the App Store.
一年一度的通知
Click the link above to review the 一年一度的通知 for 2023-2024 period. Included in this document are annual notices for the following:
- 医疗保险D部分通知
- 妇女健康和癌症权利法案
- Newborns' and Mothers' 健康 Protection Act
- HIPAA特别注册权利通知
- Availability of Alternative Standard for Wellness Plan
- 关于健康计划的通知
- Notice of Availability of Alternative Standard for Wellness Plan
- Premium Assistance under Medicaid and the Children's 健康 Insurance Program (CHIP)
- Notice of Certain Deadline Extensions and Summary of Material Modifications
- ACA免责声明
覆盖的透明度
根据最终规则， 覆盖的透明度, we are providing access to machine-readable files (MRF) to meet the Public Access Requirement. This requirement provides 免费的 access to in-network, out-of-network and prescription drug price information. MRFs are updated monthly and listed as raw data in order to be read without human intervention. They are not intended to be user friendly for the average consumer, but lay the groundwork for a consumer-facing experience in which plan participants and other stakeholders may access current healthcare price information to aid decision-making.
- 世界大学健康计划MRF可在以下网址获得: http://premera.sapphiremrfhub.com.
问题? 电子邮件 or schedule an appointment with josette.mcdonald@jywp.net!